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Tuesday, July 21, 2015

SECURITY BANK SAVINGS PERSONAL LOAN



PRODUCT FEATURES:

Covers any financial need 

You can borrow any amount from PHP15,000 to PHP1,000,000 to finance any need, from tuition to gadgets to debt consolidation to personal consumption. 

No need for guarantors or collaterals.

Flexible Terms 

You can choose from several payment terms of 12, 18, 24 and 36 months. 

Reasonable Rate 

You can get as low as 1.39% monthly add-on rate depending on your 


Eligibility:

  • At least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Must be a Filipino Citizen
  • Must have an office or residence landline.
  • With no adverse credit findings (credit card, loans, etc)
  • If Employed:
           - Regular and permanent with current employer and with total employment of at least one (1) year
           - For call centers, minimum employment tenure is 3 years.
           - Minimum gross monthly income:
                o For Metro Manila: PHP15,000
                o For outside Metro Manila: PHP12,000
  • If Self-employed:
         - Must be owner or majority owner with at least 40% stake.
         - With at least two (2) continuous years of profitable operations in the same line of business
         - Minimum monthly income:
               o For Metro Manila: PHP30,000 gross and PHP15,000 net
               o For outside Metro Manila: PHP25,000 gross and PHP12,500 net.

Requirements:
          -  Photocopy of company ID with clear photo and signature
          -  Photocopy of one (1) valid government-issued photo ID with three (3) specimen signatures
          -  Latest one (1) month payslip
          -  Latest BIR Form 2316
          -  latest certificate of employment
  • If Self-Employed:
          -  Two (2) valid government-issued IDs
          -  Latest ITR with BIR stamp
          -  Latest 2 years Audited Financial Statements
          -  SEC Registration/DTI
          -  Business Permit/Mayor’s Permit
          -  Latest six (6) months bank statements
          -  List of 3 suppliers and 3 customers with contact details
          -  Latest GIS (if corporation)

     Note: Additional documents may be required to process the loan.

To see sample amortization table click this: ( AMORTIZATION TABLE )

For more details and inquiry visit and like our Facebook Page: PERSONAL LOAN ASSISTANCE



1 comments:

sharmaine catap said...

What if renewal every year po ang contract pwede rin ba mag avail?

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